Download your free 6-Step Super Check here: https://www.torowealth.com.au/6-step-super-check/

Getting close to retirement and want to get the big decisions right?
Learn more about working with our team: https://www.torowealth.com.au/

If you’re new here, I’m Chris Strano, founder of SuperGuy.com.au and Managing Partner at ToroWealth.com.au.

We specialise in helping Australians aged 50–70 optimise their financial position in the lead-up to retirement, so you can make confident decisions about when and how you retire.

In this video, I'll compare what $500,000, $700,000, and $1 million really gives you in retirement, across three retirement ages: 55, 60, and 65.

Useful resources mentioned:
► Tax Strategies Playbook
https://superguy.com.au/tax-strategies-playbook/

⏱ Timestamps
00:00 – How Much Does $500K, $700K and $1 Million Give You in Retirement?
00:48 – Assumptions
01:14 – Retiring at 55
02:56– Retiring at 60
04:09 – Retiring at 65
04:56 – What the Numbers Show Us
06:01 – When Do You Retire?

DISCLAIMER: The SuperGuy website and SuperGuy YouTube channel contains general advice only. It is not personal advice as it does not take your specific needs or circumstances into consideration. Therefore, you should look at your own financial position, objectives and requirements and seek personal financial advice before making any financial decisions.

General advice is provided by Toro Wealth Pty Ltd trading as SuperGuy Retirement Experts as an Authorised Representative of Core Value FA Pty Ltd (AFSL 480387).

Before acting on any information, you should seek professional advice and verify our interpretation/s before relying on the content or calculators within this website or on the videos, while also considering its appropriateness in relation to your personal situation.

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Download your free 6-Step Super Check here: https://www.torowealth.com.au/6-step-super-check/

Getting close to retirement and want to get the big decisions right?
Learn more about working with our team: https://www.torowealth.com.au/

If you’re new here, I’m Chris Strano, founder of SuperGuy.com.au and Managing Partner at ToroWealth.com.au

We specialise in helping Australians aged 50–70 optimise their financial position in the lead-up to retirement, so you can make confident decisions about when and how you retire.

In this video, I'll walk you through what an SMSF really involves, the genuine benefits, the hidden costs, and the six questions that should drive your decision.

⏱ Timestamps
00:00 – Should You Have an SMSF? 6 Questions You Must Answer First
00:39 – What Is an SMSF?
01:29 – Why People Start an SMSF
03:27 – Challenges of an SMSF
06:29 – 6 Questions to Ask Before Starting an SMSF
09:05 – Is an SMSF Right for You?

DISCLAIMER: The SuperGuy website and SuperGuy YouTube channel contains general advice only. It is not personal advice as it does not take your specific needs or circumstances into consideration. Therefore, you should look at your own financial position, objectives and requirements and seek personal financial advice before making any financial decisions.

General advice is provided by Toro Wealth Pty Ltd trading as SuperGuy Retirement Experts as an Authorised Representative of Core Value FA Pty Ltd (AFSL 480387).

Before acting on any information, you should seek professional advice and verify our interpretation/s before relying on the content or calculators within this website or on the videos, while also considering its appropriateness in relation to your personal situation.

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Download your free 6-Step Super Check here: https://www.torowealth.com.au/6-step-super-check/

Getting close to retirement and want to get the big decisions right?
Learn more about working with our team: https://www.torowealth.com.au/

If you’re new here, I’m Chris Strano, founder of SuperGuy.com.au and Managing Partner at ToroWealth.com.au

We specialise in helping Australians aged 50–70 optimise their financial position in the lead-up to retirement, so you can make confident decisions about when and how you retire.

After helping thousands of Australians prepare for retirement, I've found there are six numbers that matter more than anything else.

These six numbers form the foundation of almost every retirement plan we build.

And in this video, I'll show you what they are, how they fit together, and how they can help you understand whether you can afford to retire.
Useful resources mentioned:

► Moneysmart Budget Planner
https://moneysmart.gov.au/budgeting/budget-planner
► Moneysmart Retirement Planner
https://moneysmart.gov.au/budgeting/budget-planner

⏱ Timestamps
00:00 – The 6 Numbers That Decide Your Retirement
00:58 – Number 1: Your Net Position
03:03 – Number 2: Your Retirement Living Expenses
04:21 – Number 3: Your One-Off Costs
05:33 – Number 4: Your Retirement Age
07:31 – Number 5: Your Risk Number
10:40 – Number 6: Your Actual Retirement Income
11:58 – Are You on Track


DISCLAIMER: The SuperGuy website and SuperGuy YouTube channel contains general advice only. It is not personal advice as it does not take your specific needs or circumstances into consideration. Therefore, you should look at your own financial position, objectives and requirements and seek personal financial advice before making any financial decisions.

General advice is provided by Toro Wealth Pty Ltd trading as SuperGuy Retirement Experts as an Authorised Representative of Core Value FA Pty Ltd (AFSL 480387).

Before acting on any information, you should seek professional advice and verify our interpretation/s before relying on the content or calculators within this website or on the videos, while also considering its appropriateness in relation to your personal situation.

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Download your free 6-Step Super Check here: https://www.torowealth.com.au/6-step-super-check/

Getting close to retirement and want to get the big decisions right?
Learn more about working with our team: https://www.torowealth.com.au/

If you’re new here, I’m Chris Strano, founder of SuperGuy.com.au and Managing Partner at ToroWealth.com.au

We specialise in helping Australians aged 50–70 optimise their financial position in the lead-up to retirement, so you can make confident decisions about when and how you retire.

In this video, I'll walk you through exactly how salary sacrifing works, who benefits most from it, and how to make the most of your final working years.

Useful resources mentioned:
► Unused Concessional Contributions
https://youtu.be/F9040S_KILs
► TTR Strategy
https://youtu.be/bS9TuNZqJ-c

⏱ Timestamps
00:00 – In Your 50s or 60s? Do This Now Before You Retire
00:51 – What Is Salary Sacrifice?
01:32 – TheTax Benefit
02:14 – The Other Benefits of Salary Sacrifice
03:21 – Who Does Salary Sacrifice Suit
04:42 – Salary Sacrifice Rules
06:20 – How to Set Up Salary Sacrifice
07:15 – Considerations
07:53 – Combining Salary Sacrifice with a TTR

DISCLAIMER: The SuperGuy website and SuperGuy YouTube channel contains general advice only. It is not personal advice as it does not take your specific needs or circumstances into consideration. Therefore, you should look at your own financial position, objectives and requirements and seek personal financial advice before making any financial decisions.

General advice is provided by Toro Wealth Pty Ltd trading as SuperGuy Retirement Experts as an Authorised Representative of Core Value FA Pty Ltd (AFSL 480387).

Before acting on any information, you should seek professional advice and verify our interpretation/s before relying on the content or calculators within this website or on the videos, while also considering its appropriateness in relation to your personal situation.

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Download your free 6-Step Super Check here: https://www.torowealth.com.au/6-step-super-check/

Getting close to retirement and want to get the big decisions right?
Learn more about working with our team: https://www.torowealth.com.au/

If you’re new here, I’m Chris Strano, founder of SuperGuy.com.au and Managing Partner at ToroWealth.com.au

We specialise in helping Australians aged 50–70 optimise their financial position in the lead-up to retirement, so you can make confident decisions about when and how you retire.

In this video, I’ll show you how to work out whether working longer is actually improving your retirement… or quietly costing you years that you don’t get back.

Useful resources mentioned:
► Moneysmart Retirement Planner
https://moneysmart.gov.au/plan-for-your-retirement/retirement-planner

⏱ Timestamps
00:00 – When To Stop Saving for Retirement
00:50 – The Biggest Risk in Working Longer
02:19 – Why People Struggle To Stop Working
03:11 – The Hidden Cost of Working Longer
03:58 – 3 Situations When It Makes Sense To Stop Saving
09:16 – Practical Steps To Make the Right Decision

DISCLAIMER: The SuperGuy website and SuperGuy YouTube channel contains general advice only. It is not personal advice as it does not take your specific needs or circumstances into consideration. Therefore, you should look at your own financial position, objectives and requirements and seek personal financial advice before making any financial decisions.

General advice is provided by Toro Wealth Pty Ltd trading as SuperGuy Retirement Experts as an Authorised Representative of Core Value FA Pty Ltd (AFSL 480387).

Before acting on any information, you should seek professional advice and verify our interpretation/s before relying on the content or calculators within this website or on the videos, while also considering its appropriateness in relation to your personal situation.

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Download your free 6-Step Super Check here: https://www.torowealth.com.au/6-step-super-check/

Getting close to retirement and want to get the big decisions right?
Learn more about working with our team: https://www.torowealth.com.au/

If you’re new here, I’m Chris Strano, founder of SuperGuy.com.au and Managing Partner at ToroWealth.com.au We specialise in helping Australians aged 50–70 optimise their financial position in the lead-up to retirement, so you can make confident decisions about when and how you retire.

In this video, I’m going to walk you through the 5 variables that actually determine how much super you need to retire, plus I'll give you two free tools you can use to figure it out.

Useful resources mentioned:
► What Age Should You Retire?
https://youtu.be/NaknMAnOVk8?si=Q-DXwKgDEDaZatib
► How You Can Structure Your Super To Maximise Age Pension Payments
https://youtu.be/VOzxbKiklM4?si=Plx5jya8uxWFTB65
► Moneysmart Budget Planner
https://moneysmart.gov.au/budgeting/budget-planner
► Moneysmart Retirement Planner

⏱ Timestamps
00:00 – the Amount They Say You Need To Retire
00:56 – the Problem With This Number
02:25 – Variable 1: Your Lifestyle and Expenses
03:27 – Variable 2: Your Retirement Age
04:28 – Variable 3: Life Expectancy
05:26 – Variable 4: Working in Retirement?
06:51 – Variable 5: The Age Pension Eligibility
07:56 – Real Example
10:11 – 2 Free Tools to Help Get You Starte

DISCLAIMER: The SuperGuy website and SuperGuy YouTube channel contains general advice only. It is not personal advice as it does not take your specific needs or circumstances into consideration. Therefore, you should look at your own financial position, objectives and requirements and seek personal financial advice before making any financial decisions.

General advice is provided by Toro Wealth Pty Ltd trading as SuperGuy Retirement Experts as an Authorised Representative of Core Value FA Pty Ltd (AFSL 480387).

Before acting on any information, you should seek professional advice and verify our interpretation/s before relying on the content or calculators within this website or on the videos, while also considering its appropriateness in relation to your personal situation.

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