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Leaving Super in Accumulation Phase

Leaving Super in Accumulation Phase

Oct 4, 2021 | Accessing Superannuation, Blog, Centrelink, Contributing to Super, Retirement Income Streams, SMSF, Superannuation, Superannuation Tax

Leaving super in accumulation phase is an option if you are retired or nearing retirement. There are a number of reasons why you may choose to leave funds in accumulation phase. Once you retire, you are not obligated to withdraw your super or commence an income...
Risks and Disadvantages of Salary Sacrifice

Risks and Disadvantages of Salary Sacrifice

Jul 6, 2021 | Blog, Contributing to Super, Superannuation, Superannuation Tax

There are a number of risks and disadvantages of salary sacrificing into superannuation. Understanding the disadvantages of salary sacrifice is important before using this strategy to save towards retirement. The risks and disadvantages associated with a salary...
Superannuation Death Benefit Calculator

Superannuation Death Benefit Calculator

Apr 14, 2021 | Accessing Superannuation, Blog, Death Benefits, Superannuation, Superannuation Tax

This superannuation death benefit calculator is designed to help you calculate the death benefit payable to each beneficiary and the tax payable by the recipients. A superannuation death benefit is a payment made to from a superannuation account to the beneficiary of...
Advantages and Disadvantages of Non-Concessional Contributions

Advantages and Disadvantages of Non-Concessional Contributions

Jan 17, 2021 | Blog, Contributing to Super, Superannuation, Superannuation Tax

There are a number of advantages and disadvantages of non-concessional contributions. These benefits and downsides of non-concessional contributions need to be considered prior to making any contributions to superannuation. There are two types of contributions that...
Can I Access My Super at 60 and Still Work?

Can I Access My Super at 60 and Still Work?

Dec 10, 2020 | Accessing Superannuation, Blog, Retirement Income Streams, Superannuation, Superannuation Tax

There are two ways that you can access your superannuation at age 60 and still work. One such way involves limited access to your superannuation and the other provides full access to your superannuation. You can, in fact, access your superannuation as soon as you...

30% Tax On Super Contributions

Dec 1, 2020 | Blog, Contributing to Super, Featured, Superannuation, Superannuation Tax

Contributions made to superannuation where a tax deduction has been claimed incur superannuation contributions tax. Contributions where a tax deduction has been claimed are referred to as Concessional Contributions. The types of contributions that are assessed as...
Pooled vs Segregated Assets SMSF

Pooled vs Segregated Assets SMSF

Nov 21, 2020 | Blog, SMSF, Superannuation, Superannuation Tax

Pooled vs segregated assets refer to the investment strategy of a self managed superannuation fund (SMSF). A self managed superannuation fund is a specific type of super fund that has fewer than five members. Generally, all members of a SMSF are trustees of the SMSF,...
Tax on Superannuation Taxable Component

Tax on Superannuation Taxable Component

Sep 8, 2020 | Accessing Superannuation, Blog, Featured, Retirement Income Streams, Superannuation, Superannuation Tax

What is the taxable component in superannuation? There are two main tax components that make up a superannuation balance. These components are the Taxable Component and the Tax-Free Component (sometimes referred to as the Exempt Component). The Taxable Component is...
Can I Put Redundancy into Super?

Can I Put Redundancy into Super?

Aug 6, 2020 | Blog, Contributing to Super, SMSF, Superannuation, Superannuation Tax

Can I put redundancy into super? This is a good question and important to understand. Making contributions to superannuation can provide you with tax concessions and may result in you effectively paying less tax on your redundancy payment. Rolling a redundancy payment...
Concessional vs Non Concessional Contributions

Concessional vs Non Concessional Contributions

Jul 28, 2020 | Blog, Contributing to Super, Featured, Superannuation, Superannuation Tax

Comparing Concessional and Non Concessional contributions. This article discusses the difference between Concessional and Non-Concessional contributions, including what are Concessional and Non-Concessional contributions. There are only two types of contributions that...
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