What Happens To My Super If I Stop Working?
Wondering what happens to your super when you stop working? Superannuation is a vehicle designed to help you save towards retirement and cover expenses when you decide to stop working. You might associate superannuation with the place that your employer makes...Can I Withdraw My Super at 65 and Keep Working?
Can I withdraw my super at 65 and keep working? This is a common question. Firstly, in order to access your superannuation, you need to meet a superannuation ‘Condition of Release’. There are a number of different ‘Conditions of Release’. The...SGC Fund Details Pending
You may have come across the term SGC Fund Details Pending on your payslip, payment summary or other salary/ wage document. As an employee, your employer is required to make mandatory superannuation guarantee (SG) payments into your superannuation fund. The amount of...Difference Between Superannuation and Retirement
The difference between superannuation and retirement is that one is a vehicle for retirement savings and one is a term generally used to describe the act of no longer working. Superannuation can be broken into two main parts and retirement can have numerous...
Can I Use My Super To Buy A House To Live In 2024
Can I use my superannuation to buy a house to live in? This is question asked by many Australians time and time again. We’re often told that superannuation is our money, so we should be able to use it how we please, shouldn’t we? Housing affordability in...Accumulation Phase Tax
Accumulation phase tax relates to the tax rate levied on earnings and contributions made to a superannuation accumulation account. Accumulation phase tax is paid by the super fund itself and effectively deducted from the relevant member’s balance. The tax rate...SGC Super Login
To find your SGC Super login, you will need to find your superannuation fund. Most superannuation fund providers will give their members the ability to login to their super account. Logging into your SGC super account can provide you with information about your...Excess Concessional Contribution Charge
The excess Concessional Contribution Charge (ECCC) is an additional tax payable by an individual resulting from the fact that they will be paying income tax later than when it would have been ordinarily due. Let’s rewind. When a person earns income, they are...Tax on Superannuation Contributions
Tax on Superannuation Contributions are determined by the type of contribution being made. The two type of superannuation contributions are ‘Non Concessional’ contributions and ‘Concessional’ contributions. A Non Concessional contribution is a...
Download our 6-step Super Check & take control of your super
