Concessional Contribution Cap and Definition
The definition of a concessional contribution is a contribution made to superannuation where a tax deduction has been claimed in respect of the contribution. The level of concessional contributions that can be made into your super account is limited. It is the...Excess Non-Concessional Contributions Tax
Excess non-concessional contributions tax is payable when a superannuation member exceeds the non-concessional cap. A non-concessional contribution is a contribution made to superannuation with after-tax savings. Non-concessional contributions are generally made from...Non Concessional Contributions
Non-Concessional contributions are a type of contribution made to superannuation. What defines a Non-Concessional contribution is that a tax deduction has not been claimed for making the contribution. The benefit of making superannuation Non-Concessional contributions...Tax on Non-Concessional Contributions
Tax on non-concessional contributions to super can be divided into three parts. Namely, contributions tax, earnings tax and withdrawal tax. This article covers the tax on non-concessional contributions during these three stages of superannuation. Contributions tax is...Is Salary Sacrifice Concessional or Non-Concessional?
Is salary sacrifice concessional or non-concessional? This is an important question to determine the benefits of you making salary sacrifice contributions to superannuation and which contribution cap to count it towards. Salary sacrifice contributions to super is an...Superannuation Preservation Age Calculator
This superannuation preservation age calculator allows you to help calculate your retirement age in Australia. Your superannuation preservation age is the first age that you become eligible to access your superannuation. The only time that you can have earlier access...Why Make Non-Concessional Contributions?
Why make non-concessional contributions to super? This is a common question. However, it’s important to understand the advantages of non-concessional contributions and the tax benefits associated. The two types of contributions that can be made to super are...SGC Superannuation
The Superannuation Guarantee (SG) is the compulsory amount that an employer must pay into the default or nominated superannuation fund in respect of an employee as part of their employment conditions. The Superannuation Guarantee Charge (SGCC Superannuation) is a...Withdrawal From An Accumulation Account
Making a superannuation withdrawal from an accumulation account can be done by anyone who has met a full superannuation condition of release. It is important to consider any tax implications of making a withdrawal from an accumulation account. Generally, when an...
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